Hard money loans are short-term bridge loans for distressed and time critical transactions. The value of the property is the primary qualification. We can make a hard money loan on a stated income basis and to individuals with bad credit and past bankruptcy. Hard money loans can be used to reinstate foreclosures and defaults.

Hard money loans are more expensive than a bank loan, yet less expensive than an equity partner. Hard money loans typically do not require income documentation and may be available for all types of borrowing entities.

These loans are made on any type of commercial real estate, for extensive rehab projects, on income producing commercial property and on vacant land.

Loan-to-Value is between 50-65% of the “quick sale” value of the property. These loans are available from $10,000 to $5,000,000 or more. Rates and terms are designed to compensate for the lender’s risk.

These loans can be funded very quickly, sometimes in fewer than 10 days.

We also have a new rapid response program for Commercial property owners seeking to avoid foreclosure. We prefer you contact us immediately by phone to learn more about this program.